Home equity keeps rising as home equity loan debt falls, but memories of the housing crisis still keep homeowners from borrowing against their homes. You may like the idea of owning your own home, but you still aren’t all that comfortable with spending the equity you’ve built in it. Roughly 59 million American adults (one in four) are considering buying a home this year, according to a new report from Bankrate. Read more – source: The Street, February 16, 2017.