“. . . millennials think differently than we do. . . they value the feedback of peers, and they want constant stimulation and online engagement to feel connected. . . RESPA attorneys would have a field day with mortgage companies bribing teenagers to send them traffic, but the idea of establishing a number of connected relationships and then maintaining those relationships over a long period of time has merit. That will drive traffic far better than the now archaic referral model involving begging real estate agents for an introduction to their client.” Read more. Source: National Mortgage News, August 27, 2014. Article source: Garth Graham, partner with Stratmor Group, over 25 years of mortgage experience.