“Whenever you’re in trouble won’t you stand by me
Oh stand by me, oh won’t you stand now, stand
Stand by me ”
 – From Ben E. King’s “Stand By Me”


Two kings of music deserve our tribute. Music legend Ben E. King, a New Jersey resident for over 40 years, passed away April 30th at Hackensack Medical Center. Three of his best known songs, “Spanish Harlem,” “There Goes My Baby” and the iconic “Stand by Me” (which he co-wrote) received Grammy Hall of Fame awards.  He also established the Ben E. King Stand By Me Foundation which helps provide education to deserving youths . . . truly a ground-breaking artist.  One of his first hits when he was with the The Drifters, “Save The Last Dance for Me” was #1 on both Billboard’s Pop and R&B charts.  R.I.P. Benjamin Earl King.

The King of the Blues, Riley “B.B.” King passed away at 89 on May 14, 2015 after a long illness battling diabetes.  With over 15 Grammy awards to his credit, including a lifetime achievement award, over a 60+ year professional career, B.B. King was truly an iconic figure in the world of music!  Apparently he will be buried back where he grew up in the Mississippi delta.  R.I.P. B.B. – and Lucille.
By now most of us are aware that change is coming by August 1st. New mortgage applications taken on or after August 1, 2015 must comply with Consumer Financial Protection Bureau (CFPB) guidelines including the new closing process that culminates in Truth-in-Lending, Real Estate Settlement Act, Integrated Disclosure Form, known as “TRID.”  This new process has been devised over the last few years by CFPB.

We hope you will stand by our team at Title Village as we roll out the new CFPB game plan and provide timely resources to help you comply.

Stay tuned to the Title Village blog for further updates on the changing face of residential real estate settlements. Contact us with any questions or opportunities to serve your business.