Why Title Insurance?

Title insurance is an indemnity policy that insures against loss resulting from defects of title to real property that result in a challenge to your ownership, unknown liens, encumbrances or other defects, unmarketable title, as well as from the invalidity or unenforceability of mortgage liens depending on the type of policy being purchased.  Unlike other forms of insurance, it is purchased by a one-time premium payment paid at closing. It differs from other insurance in that rather than protecting against a potential future event it insures against events that occurred in the past of the real property and people who owned it.  (Source: New Jersey Land Title Association)

Title insurance buys peace of mind.  Watch this short video.

The Value of an Owner’s Title Policy: Check out this informative video.  (Source: First American Title Insurance)

Title Insurance: A Friend in Deed. Wall St. Journal article, June 3, 2015, read here.

“Title Insurance Agent’s Creed” by Mike Pryor, a former President of the American Land Title Association, explains the rationale for supporting title insurance.  Click here to read or click here to listen on YouTube.

“Title insurance protects your biggest investment for not a lot of cost”

Insurance is one of those necessary evils in life. You purchase a policy and hope you never have to file a claim. And in the meantime, you send a regular payment to your insurance company “just in case.”  That’s true of all but one type of insurance. Unlike other policies, title insurance is a one-time fee paid at closing. It protects your financial stake in the property you’re buying should an unforeseeable claim arise in the future. Read more.